Yeah true. Emergency fund should always be kept in something very liquid and can be easy to access.
Splitting it like you said will also make sense, as long as the funds still give that quick access when something urgent comes up. Because that fast access matters more than anything when it comes to emergency matters.

This is the reason why they said that if we come to investments we should invest the amounts of money that we can able to afford to lose, because a person who is plan to hold for a long period of time will not carry all the money he/she have to invest without any backup like emergency funds as you stated earlier.

That’s why it’s good for every investors to have steady income so that once they invest they won’t be thinking otherwise about the investments or financial insecurity, and because of the unexpected dangers that will come our way during holding; which is why is very important for each an every investors to be vigilant.

Gambling is something that has been seen by many as been against the principles that the Almighty God commands people to do. Even though there are no clear standing about gambling in terms of God warning against gambling in the Bible yet, many preacher are against gambling. I don't know about other religions but as a Christians and someone who is into gambling I was shocked, to realize that the cloth of Jesus was used to gamble upon. This shows that from time immemorial there has been different forms of gambling activities. The gospel of Matthew talks about lots been thrown over the cloth of Jesus. So is organized religion really against gambling or people are only against it due to their moral right or values so they are opposed to it. There are many reasons religious people who are against gambling will give such as gambling is a tool of the devil used in taking money away from people, that gamble is a scheme of the devil.

But from what I have seen there are allot of things that can take away money From you as an individual, infact anything in life that you are into that you don't have self control will take away money from you. So I want to know from the gambling community is gambling really a tool of the devil since, it has roots right from the days of the Bible.
References
 Matthew 27:35, Mark 15:24, John 19:23.

Despite all the controversy caused by the referee yesterday, IMO individually, PSG and Bayern Munich are close, but tactically, Luis Enrique is far better than Vincent Kompany.

If we only look at performances in the UCL, Dembele and Kvaratskhelia are the two players that deserve the Ballon d'Or. They keep running everywhere. Great at pressing, dangerous in attack.

The score is only 1-1, but the match was still exciting and you could see the quality in this match. They scored early and disciplinedly balanced the attack and defense well. Both played well, but PSG were more dangerous in attack and more well-organized. People are still debating on social media if PSG deserve the final, well for me, a big yes. Entertaining play, attacking football, pure beauty football.

It would be interesting to watch how they manage to play when facing a team with a solid defense like Arsenal, and how Arsenal would overcome PSG's smart selective pressing.

And BTW, the market-implied probability on Polymarket shows PSG as the favorite to win the UCL this season.

YES! NEVER DO SWING-TRADING WITH DCA OR BUY THE DIP, AND HODL!

Or never do swing-trading at all. Although there may be SOME people who could do it, but majority of the PLEBS like us can never trade more profitably than HODLing Bitcoin. You would merely be wasting your time and Bitcoin.

Bitcoin should be treated as the denominating currency in your portfolio, NOT fiat.

You are right that the DCA method is especially recommended for inexperienced and new investors, but imagine that now Bitcoin whales or legendary investors are keeping the investment process active in this method more than even new ones. So we cannot compare that DCA is only for newbies.

Indeed the main point of this method is that the "start" of investment is built with a small fixed amount. Therefore it can also be called a learning stage because just as every child learns to walk after crawling in childhood, this method you described is also the same. Actually through this method, one can become a legendary investor from a completely inexperienced stage if Bitcoin is deposited in everyone's portfolio regularly, with discipline and for a long time.

You are right, people think to win from gambling its by the power or strength, thinking that their statistics are the one behind their wins without understanding the risks involved. That is to say, they don't get to know or just ignore the fact that gambling is unpredictable, the strategy that might work for you today might not work for you tomorrow and this should what they won't forget in a hurry, as it will save them in time to come.

What can I say about yesterday night's match? On one side I am very happy Arsenal made it to the final because they have been playing one of their best seasons ever; on the other side I feel they are going to be the underdogs no matter who wins between Bayern Munich and PSG. Probably Atletico Madrid would have been a better fit because they play a very different football compared to the other teams. Anyway it's going to be a very fascinating final.

What I felt and experienced while doing DCA actually gave me a new activity, and it wasn't boring. I was required to continue managing my finances well to ensure my DCA program ran smoothly. Everyone's financial capabilities are different, and I positioned myself to remain productive so I could generate additional income besides my main job.

I have a target of $30 per week, for example, but I have to strive to allocate more than my usual minimum, not less. I know we can invest any amount without overexerting ourselves, but we have to push ourselves.

Perhaps I'm very excited when doing DCA, so that's what makes this strategy not boring, but in fact, the opposite. Because in my experience, something boring is an activity where I'm not excited about what I'm doing.

We are still sharing ideas in a public thread, so if guys are presenting ideas that seem to be counter-productive to the kinds of discussions that we are having in this thread, then it seems to be necessary to point out some of the areas in which their comments may well lead other guys down a bad path.

WIYO1 had been hardly giving any context for several of his comment, arguments and suggestions, and he seems to have not read this thread or taken into account that so many guys who are participating in this thread seem to be struggling to do both bitcoin investment and their cashflow management, and he comes in presuming that everyone has some capacity to both lump sum invest into bitcoin and even presuming that bitcoin is one of many quasi-liquid assets that guys hold, as if we were either managing the holdings of a financial advisor or that we were bound by the same guiding principles that financial advisors seem to advise to follow.. ..

and surely there are a lot of aspects of bitcoin that have historically been in tension with financial advisors, and over the past 15-ish years, and perhaps longer, there are all kinds of guys who would have been fucked if they listened to financial advisors about bitcoin and/or how to think about bitcoin allocations and/or portfolio management that involves bitcoin.  There might be more financial advisors coming to bitcoin in recent times, yet I doubt it, since they probably are pushing clients into various paper bitcoin products that are inferior to bitcoin, and so there aren't too many financial advisors who are very good at actually helping bitcoiners, to the extent that some of the financial advisor ideas are going to even be helpful for very many bitcoiners who might not have a lot of money and who are building their bitcoin holdings. Surely, once a person has several years of income invested into bitcoin and/or in other financial products, the financial advisor might be helpful in pointing out some tools that the bitcoiner might be benefitted in using, yet the plight of normies building up their bitcoin holdings tends to not be as much helped by the financial advisor (planner) or guys like WIYO1 who are spouting out various ideas that seem to be coming from a financial advisor/planner.